Tourism Loan Schemes

Tourism Employment Support Scheme

Employees engaged in the travel and tourism sector can apply for short-term personal loans upto Rs. 30,000 from Kerala Bank (Kerala State Co-operative Bank) at an interest rate of 9 per cent.

Eligibility Criteria

Permanent / Contract / Daily wage employees working in tourism sector in Kerala in the following establishments.

  1. Resorts & Hotels having valid Star classification from the Ministry of Tourism, Government of India / valid license from the local self Government body (Copy of certificate to be enclosed)
  2. Ayurveda Centres classified by the Department of Tourism, Government of Kerala (Copy of certificate to be enclosed)
  3. Tour Operators / Travel Agents - Accredited with the Department of Tourism, Government of Kerala / India Tourism with registered office in Kerala (Copy of certificate to be enclosed)
  4. Transport Operators accredited with India Tourism with registered office in Kerala (Copy of certificate to be enclosed)
  5. Tour Operators / Travel Agents (with registered office in Kerala) who are having valid GST Registration (as Tour operator/Travel agent) and have filed GST returns for the last two years (Copy of GST returns for the last two years to be enclosed)
  6. House Boats having valid license from the Port Department (Copy of certificate to be enclosed)
  7. Restaurants classified by the Department of Tourism, Government of Kerala (Copy of certificate to be enclosed)
  8. Serviced Villas - Approved by the Department of Tourism (Copy of certificate to be enclosed)
  9. Classified Grihasthali Units (Copy of certificate to be enclosed)
  10. Home Stays - Classified by the Department of Tourism (Copy of certificate to be enclosed)
  11. Tourist Motor Boat Operators having valid license from the Port Department (Copy of license to be enclosed)

To start with, interested establishments shall register by providing necessary details. After approval of registration by the authority, the establishment will be provided with a confirmation message to their registered email address, and they will be able to log in to the portal for submitting applications to avail the loan facility.

You only have to register once in the system to avail of loans under Tourism Working Capital Scheme and Tourism Employment Support Scheme.

To learn more about the terms and conditions, click here